Limited-benefit policies: public and private-sector experiences.

gy to reduce the number of uninsured is a matter of debate, much of which hinges on the impact on the insurance market. Specifically, will these plans create a new coverage alternative for uninsured individuals or simply crowd-out those who previously had comprehensive health insurance? The Commonwealth Fund concluded that the loss of certain benefits or substantial increases in deductibles represent both health and financial risks for consumers. Nonetheless, interest in these plans remain.